I need a Debit consolidation loan with no collateral and bad credit where do I look?

I am a single mom and trying desperately to get back into college, but before I can get any financial aid I have to settle my debts and I've found no one to help. All of the places I've gone want collateral, a house, or good credit. and what makes it even worse is that I'm not working right now and my parrents are haveing to help me out. If I could just find someone who would loan me $ 35,000 and accept $300 a mth in payments I could finally get on my feet. My Mom and Dad get about $1,300 in disability every month and could afford to help me with that instead of paying out the $758 a month that they do now. I can't get a job and be a full time studant but I could get a part time job and afford $300, is there anyone out there that could help me? I'll do anything to get out of this fix!!!

Sorry you wont get a loan with bad credit and no job.You should consider filing bk .Also if you want to go to college go to the state for help