If you attend school at least 12 semester hours at an accredited school, the student loan provider should be able to defer the loans, even on a previously issued loan.
Usually while in school one can postpone payment on student loans, meaning if your friend goes back to school full time I believe she can defer payments. I am currently working on my master's and I defered my payments of my loan until after I am done.
If her doctor could of written off a temp disability form she could of postponed the loans.
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